We’ve started this blog to help others like us get out of debt. We ‘ll be talking about ways to get organized, cut spending and creating a budget. We want your comments and suggestions to help others around the world become debt free. With everyone forecasting doom and gloom for the economy, now, is the time to start preparing for your financial freedom.Once again, the means test figures for median income are changing as of November 1, 2011. In New York, it means that the amount of income that the debtor can have before being forced into a Chapter 13 Bankruptcy is going to decrease. Through October 31, 2011, a single debtor in

Valuable information to help you get debt free and stay that way. What can help your personal finances and what can’t. World events as they relate to your finances. Comment, news, and general mayhem.I have previously written that Social Security income, whether retirement, survivor benefits, SSI or Social Security disability are not included in debtor’s income for the purposes of means testing. While not included in the means test figures, do the debtors have to include

We’ve started this blog to help others like us get out of debt. We ‘ll be talking about ways to get organized, cut spending and creating a budget. We want your comments and suggestions to help others around the world become debt free. With everyone forecasting doom and gloom for the economy, now, is the time to start preparing for your financial freedom.Once again, the means test figures for median income are changing as of March 15, 2011. In New York, it means that the amount of income that the debtor can have before being forced into a Chapter 13 Bankruptcy is going to increase. Through March14, 2011, a single debtor in New York